Residential Property - Single Family Residence in St Cloud
Listing Price: $428,800
Description of Property
Buyer Flex Cash Available! Low HOA and NO CDD. Welcome to Harmony Central in St. Cloud, FL—a highly desirable community featuring tranquil ponds, open green spaces, and access to top-rated schools. Ideally located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud, this neighborhood offers both convenience and peaceful living. This energy-efficient, one-story home showcases the popular Adams Homes 2200 floor plan, offering 4 bedrooms and 3 full bathrooms—a rare and highly sought-after layout. One of the secondary bedrooms includes a full bathroom and a spacious walk-in closet, making it ideal for a guest suite, in-law accommodations, or a private home office. The open-concept design is perfect for everyday living and entertaining. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, a generous owner’s suite with a walk-in closet, and a covered lanai ideal for relaxing or entertaining outdoors. The seller is offering $20,000 in Flex Cash remember that $20,000 Flex Cash may be used toward interest rate buy-downs and/or prepaid items when using the preferred lender. Seller is also paying closing costs. Community amenities include a beautiful pool and dog park, all within a quiet, family-friendly setting. This home is backed by a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty, providing peace of mind for years to come.
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: St Cloud
County: Osceola
Subdivision: Harmony Central Ph 1
Bedrooms: 4
Bathrooms: 3
Sq. Ft. Gross: 2,560
Sq. Ft. Living Area: 2,200
Cost per (heated) sqare foot: $195
Year built: 2025
Annual Tax: $728
HOA Fee: $825 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
Appliances: Range
Flooring: Tile
Schools
Elementary School: Harmony Community School (K-5)
Middle/Junior High School: Harmony Middle
High School: Harmony High
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Block
Foundation: Slab
Roof: Shingle
Exterior Features: Sidewalk
Garage: Yes
Garage Spaces: 2
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Heat Pump
Electric:
Patio & Porch Features:
Security Features:
Other Structures:
View:
Fencing:
Sewer: Public Sewer
Water Source: Public
Lot Information
Lot Size (acres): 0.14
Lot Size (sq. ft.): 6,098 square feet
Front Exposure: South
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 3226323596000F0370
Zoning: RES
Pets Allowed/Pet Policies: Yes
New Construction: Yes
Tax Legal Desc.: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK F LOT 37
Section: 32
Range: 32
Listing courtesy of ADAMS HOMES REALTY, INC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

