Residential Property - Single Family Residence in St Cloud
Listing Price: $438,900 (Sale Pending)
Description of Property
Under contract-accepting backup offers. More Space, More Savings, and a Lifestyle You’ll Love in Harmony Central Imagine coming home to a place where space, comfort, and value all come together. This beautiful 4-bedroom, 2.5-bath home with a spacious second-floor loft offers the room you need today and the flexibility you’ll appreciate for years to come. Buyers can take advantage of $15,000 in Flex Cash OR a special fixed 4.99% interest rate, plus closing costs paid when using the preferred lender—helping you save thousands at closing and over the life of the loan. Designed with both entertaining and everyday living in mind, the open floor plan creates a natural flow throughout the home. The heart of the space is the upgraded kitchen, featuring granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for gatherings, meals, and making memories. The home continues to impress with a spacious laundry room, an inviting second-floor loft ideal for a media room, home office, or additional living space, and walk-in closets in three of the four bedrooms, offering the storage today’s buyers want. Step outside to the covered lanai, where the home’s pond-front setting and no rear neighbors create a peaceful backdrop for outdoor entertaining or quiet evenings. Peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty, giving you confidence long after move-in. Located in Harmony Central, residents enjoy an escape from ordinary living with a community pool with cabanas, NO CDD fees, and a very low HOA—all while remaining close to everyday conveniences. With just a $1,000 deposit, you can secure this exceptional Adams Home and start your next chapter today.
Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: St Cloud
County: Osceola
Subdivision: Harmony Central Ph 2
Bedrooms: 4
Bathrooms: 2
Half Baths: 1
Sq. Ft. Gross: 2,991
Sq. Ft. Living Area: 2,405
Cost per (heated) sqare foot: $182
Year built: 2025
Annual Tax: $698
HOA Fee: $825 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
Appliances: Range
Flooring: Ceramic Tile
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Stucco
Foundation: Slab
Roof: Shingle
Exterior Features: Sidewalk
Garage: Yes
Garage Spaces: 2
Floors in Unit: Two
Cooling: Central Air
Heating & Fuel: Central
Patio & Porch Features: Porch
View: Trees/Woods
Sewer: Public Sewer
Water Source: Public
Community Features: Pool
Lot Information
Lot Features: Conservation Area
Lot Size (acres): 0.11
Lot Size (sq. ft.): 4,792 square feet
Road Frontage: Street Paved
Front Exposure: Northwest
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 3226323666000N0120
Zoning: X
Pets Allowed/Pet Policies: Yes
New Construction: Yes
Tax Legal Desc.: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 12
Section: 32
Range: 32
Listing courtesy of ADAMS HOMES REALTY, INC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
