Residential Property - Single Family Residence in Palm Harbor
Listing Price: $1,295,000
Description of Property
Welcome to your dream waterfront oasis ~ ideal for boaters and water enthusiasts! Located on the highly desirable Indian Bluff Island in Palm Harbor, with DEEP WATER access on Boggy Bayou, this home has direct unobstructed access to St. Joseph Sound, Honeymoon Island and Three Rooker Island in the Gulf of America. This 4-bedroom, 3- full bathroom home with separate office/den offers 2,262 sq feet of living space. Whether you're looking to restore the existing home or start fresh with something new, you can add your own design touches to this special location. If you are going to renovate the home, you are starting with an elevated structure sitting on a two-foot stem wall, a hurricane-rated front door, accordion hurricane shutters on all windows, a generous master bedroom & ensuite, separate laundry room, an oversized garage with a separate climate-controlled storage/workshop area and a massive amount of storage space in the attic. In addition to the generous outdoor living space, you'll find a sparkling pebble tech pool surrounded by a stunning travertine deck—perfect for entertaining or just relaxing in the sun. From your dock, experience fantastic fishing, watch dolphins swim by and even watch fireworks on the 4th of July from nearby Innisbrook Resort. A large circular and side driveway offers ample parking for guests and allows for boat/RV parking. This home was professionally remediated and mold-treated (test results and warranty available) after flooding from Hurricane Helene, and now offers a solid, secure foundation ready for your personal touches. All damaged electrical components have been professionally replaced, a new hot water heater was installed in April of 2025, the pool was professionally cleaned and is fully operational complete with a new pump and salt cell. The control panels on both boat lifts were replaced and are fully operational (ready for a large boat and 2 wave runners or kayaks), AC sits high off the ground and was fully functioning and running immediately after the storm. The roof was replaced in 2018 and did not sustain any damage from recent storms. Whether you're a year-round resident or seasonal visitor, this home has everything you need to enjoy the ultimate Florida lifestyle—boating, swimming, entertaining, and serene waterfront views. Best of all the home is close to downtown Palm Harbor, with excellent shopping and restaurants, a 2-minute bike ride to the Pinellas County Trail and Wall Springs Park and the renowned Innisbrook Resort—home to four world-class golf courses. Honeymoon Island, Clearwater Beach, and Tarpon Springs Sponge Docks are also close by. Tampa International Airport is just 35 minutes away, making travel effortless. Zoned for highly rated Palm Harbor University High School. Please note this home sustained damage from Hurricane Helene and is being sold AS-IS with no warranties or repairs. Don’t miss this rare opportunity to own a premium location on Indian Bluff Island - schedule your private showing today!



































































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Palm Harbor
County: Pinellas
Subdivision: Indian Bluff Island 2nd Add
Bedrooms: 4
Bathrooms: 3
Sq. Ft. Gross: 3,798
Sq. Ft. Living Area: 2,262
Cost per (heated) sqare foot: $573
Year built: 1975
Annual Tax: $13,579
HOA Fee: $100 Annually
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
- Maintenance Grounds
Interior Features:
- Ceiling Fan(s)
- Open Floorplan
- Primary Bedroom Main Floor
- Skylight(s)
- Split Bedroom
- Thermostat
- Thermostat Attic Fan
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Window Treatments
Appliances: Electric Water Heater
Accessibility Features:
Window Features:
- Blinds
- Shutters
- Window Treatments
Additional Rooms:
- Attic
- Den/Library/Office
- Florida Room
- Formal Living Room Separate
- Inside Utility
Ceiling Type:
Flooring: Ceramic Tile, Concrete
Laundry Features:
- Electric Dryer Hookup
- Laundry Room
- Washer Hookup
Green Features
Indoor Air Quality:
Green Certifications:
Green Energy Features:
Green Landscaping: Fl. Friendly/Native Landscape
GreenWater Conservation: Irrigation-Reclaimed Water
Schools
Elementary School: Sutherland Elementary-PN
Middle/Junior High School: Palm Harbor Middle-PN
High School: Palm Harbor Univ High-PN
Pool & Waterfront Info
Private Pool: Yes
Pool Features:
- Chlorine Free
- Deck
- Gunite
- In Ground
- Lighting
- Pool Sweep
- Salt Water
- Tile
Spa Features:
Water Front: Yes
Water Frontage: Bayou, Gulf/Ocean
Water Access: Yes
Water Access Type: Bayou, Gulf/Ocean
Water View: Bayou, Gulf/Ocean - Full
Water Name: BOGGY BAYOU
Water Extras:
- Bridges - No Fixed Bridges
- Lift
- Seawall - Concrete
Exterior & Construction
Architectural Style: Coastal, Contemporary
Construction: Wood Frame, Wood Siding
Foundation: Concrete Perimeter, Slab
Roof: Shingle
- French Doors
- Hurricane Shutters
- Irrigation System
- Lighting
- Outdoor Kitchen
- Private Mailbox
- Rain Gutters
- Shade Shutter(s)
- Sprinkler Metered
Garage: Yes
Garage Spaces: 2
- Circular Driveway
- Garage Door Opener
- Garage Faces Side
- Ground Level
- Oversized
- Parking Pad
- Workshop in Garage
Floors Total: 1
Floors in Unit: One
Cooling: Central Air, Mini-Split Unit(s)
- Central
- Electric
- Heat Pump
Electric:
Patio & Porch Features:
- Covered
- Enclosed
- Patio
- Porch
- Rear Porch
- Screened
Security Features: Security Lights
Other Structures: Shed(s)
View: Water
Fencing: Vinyl
Utilities:
- BB/HS Internet Available
- Electricity Connected
- Propane
- Public
- Sewer Connected
- Sprinkler Meter
- Street Lights
- Underground Utilities
- Water Connected
Sewer: Public Sewer
Water Source: Public
Community Features:
Association Amenities:
Lot Information
Lot Features:
- Flood Insurance Required
- Flood Zone
- In County
- Landscaped
- Level
- Oversized Lot
- Private
- Unincorporated
Lot Size (acres): 0.29
Lot Size (sq. ft.): 12,510 square feet
Lot Dimensions: 79 x 150
Road Frontage: Street Paved
Front Exposure: Southeast
Adjoining Property:
Current Adjacent Use:
Legal Description & Other Information
Financing Available: Cash, Conventional
Parcel Number: 262715426600040500
Zoning: R-3
Pets Allowed/Pet Policies: Yes
Tax Legal Desc.: INDIAN BLUFF ISLAND 2ND ADD BLK D, LOT 50 (SEE S27-27-15)
Section: 26
Range: 15
Listing courtesy of HOOVER REAL ESTATE SERVICES. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.