Residential Property - Single Family Residence in Largo
Listing Price: $695,000
Description of Property
Welcome to 1240 Harbor Lake Drive — an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek and was recently appraised on 5/14, providing added confidence that it’s accurately and competitively priced to sell. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover’s paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year “smart” water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.

















































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Largo
County: Pinellas
Subdivision: Harbor Lake Estates 1st Add
Bedrooms: 3
Bathrooms: 2
Sq. Ft. Gross: 2,510
Sq. Ft. Living Area: 1,675
Cost per (heated) sqare foot: $415
Year built: 1970
Annual Tax: $7,467
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
Interior Features:
- Eating Space In Kitchen
- Kitchen/Family Room Combo
- Living Room/Dining Room Combo
- Primary Bedroom Main Floor
- Solid Surface Counters
- Solid Wood Cabinets
- Thermostat
- Ceiling Fan(s)
Appliances:
- Microwave
- Range
- Refrigerator
- Washer
- Dishwasher
- Disposal
- Dryer
- Electric Water Heater
Accessibility Features:
Window Features:
Additional Rooms: Florida Room
Ceiling Type:
Flooring: Ceramic Tile
Laundry Features:
- Electric Dryer Hookup
- In Garage
- Washer Hookup
Schools
Elementary School: Ridgecrest Elementary-PN
Middle/Junior High School: Largo Middle-PN
High School: Largo High-PN
Pool & Waterfront Info
Private Pool: Not specified
Pool Features:
Spa Features:
Water Front: Yes
Water Frontage: Creek
Water Access: Yes
Water Access Type:
- Gulf/Ocean to Bay
- Intracoastal Waterway
- Creek
Water View: Creek
Water Name: MCKAY CREEK
Exterior & Construction
Architectural Style: Traditional
Construction: Block, Stucco
Foundation: Slab
Roof: Shingle
- Irrigation System
- Private Mailbox
- Rain Gutters
- Sliding Doors
Garage: Yes
Garage Spaces: 2
Parking Features:
Floors Total:
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Central, Electric
Electric:
Patio & Porch Features:
- Deck
- Enclosed
- Patio
Security Features:
Other Structures:
View: Water
Fencing:
- Fenced
- Vinyl
- Wire
Utilities:
- Phone Available
- Public
- Sewer Connected
- Cable Available
- Street Lights
- Water Available
- Water Connected
- Cable Connected
- Electricity Available
- Electricity Connected
Sewer: Public Sewer
Water Source: Public
Community Features:
Association Amenities:
Lot Information
Lot Features:
- Cul-De-Sac
- Flood Insurance Required
- Flood Zone
- City Lot
- Landscaped
- Level
Lot Size (acres): 0.4
Lot Size (sq. ft.): 17,520 square feet
Road Frontage: Street Paved
Front Exposure: South
Adjoining Property:
Current Adjacent Use:
Legal Description & Other Information
Financing Available: Cash, Conventional, VA Loan
Parcel Number: 053015361980000240
Zoning: SINGLE FAMILY HOME
Tax Legal Desc.: HARBOR LAKE ESTATES 1ST ADD LOT 24
Section: 5
Range: 15
Listing courtesy of JOSEPH SULLIVAN REAL ESTATE. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.