Residential Property - Single Family Residence in Port Richey
Listing Price: $255,000
Description of Property
Welcome to this beautifully updated 2 bedroom, 2 bathroom home in Palm Terrace Gardens, offering exceptional value and unique financing advantages. A rare assumable VA loan at just 5.75 percent is available, along with up to 6000 dollars toward buyer closing costs with an acceptable offer, creating a compelling opportunity to reduce both monthly payments and upfront expenses. From the moment you enter, the home showcases a fresh, modern aesthetic with new interior and exterior paint and a thoughtfully renovated kitchen. Tile flooring extends throughout the main living areas, enhancing the bright and open feel of the space. The kitchen is well appointed with updated cabinetry, granite countertops, and stainless steel appliances including a range, microwave, and dishwasher. Both bedrooms and bathrooms feature new vinyl plank flooring, while the bathrooms have been upgraded with contemporary vanities and modern lighting. The spacious primary suite includes a walk in closet and convenient direct access to the bathroom. A whole house water filtration system, installed in 2025, delivers clean, great tasting water throughout while also contributing to softer hair and skin and reducing reliance on bottled water. Key system updates offer confidence and long term value, including an HVAC system and water heater from 2022, roof from 2017, updated windows, and a water softener and filtration system added in 2025. The roof was further reinforced in 2025 with a third nail for enhanced structural integrity and potential insurance benefits. The outdoor space features a newly sodded 1/8 acre yard, a mature papaya tree, and the added convenience of an electric vehicle charger. Ideally situated with quick access to US 19, local shopping, dining, and the Gulf beaches, this property delivers a strong combination of location, upgrades, and financial incentives. Schedule your private showing today to explore the benefits of this assumable low rate opportunity and available buyer credits, including an additional 1500 dollars when using the preferred lender and agent.







































































Property Details At A Glance
Property Type: Residential
Property Use or Sub Type: Single Family Residence
City: Port Richey
County: Pasco
Subdivision: Palm Terrace Gardens
Bedrooms: 2
Bathrooms: 2
Sq. Ft. Gross: 1,320
Sq. Ft. Living Area: 984
Cost per (heated) sqare foot: $259
Year built: 1973
Annual Tax: $2,482
Taxes and fees can change periodically, and other fees may apply. Please check with your Realtor for more details.
Appliances: Whole House R.O. System
Flooring: Tile
Green Features
GreenWater Conservation: Whole House Water Purification
Schools
Elementary School: Gulf Highland Elementary
Middle/Junior High School: Bayonet Point Middle-PO
High School: Fivay High-PO
Pool & Waterfront Info
Private Pool: Not specified
Exterior & Construction
Construction: Stucco
Foundation: Slab
Roof: Shingle
Exterior Features: Garden
Garage: Yes
Garage Spaces: 1
Parking Features: Electric Vehicle Charging Station(s)
Floors in Unit: One
Cooling: Central Air
Heating & Fuel: Electric
Sewer: Public Sewer
Water Source: Public
Lot Information
Lot Size (acres): 0.12
Lot Size (sq. ft.): 5,052 square feet
Road Frontage: Street Paved
Front Exposure: North
Legal Description & Other Information
Financing Available: VA Loan
Parcel Number: 102516053B000005660
Zoning: 00R4
Tax Legal Desc.: PALM TERRACE GDNS UNIT 2 OR 628 P 756 LOT 566
Section: 10
Range: 16
Listing courtesy of REAL BROKER, LLC. The information relating to real estate for sale on this website comes in part from the My Florida Regional MLS DBA Stellar MLS. This information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

